Commercial Auto Insurance

The peace of mind from knowing your company cars, vans, or trucks are covered in the event of an accident is immeasurable - especially when the accident takes place. For that reason, we are committed to helping our San Diego County commercial automobile insurance clients locate the right policies for their businesses’ vehicles.

Why Commercial Auto Insurance?

Yes, some small business owners opt to purchase a personal auto insurance policy for the car they use for business, rather than commercial vehicles insurance. However, personal policies don't often cover employees if an unforeseen accident occurs. Plus, personal policies don't account for:

  • High liability needs
  • Unusual vehicles
  • Special equipment hauls
  • The transport of goods

So, whether your company uses one vehicle, twenty vehicles, or any number in between, you need each of them to be insured with a commercial policy for the protection of your business and its employees. But because there are exceptions, you may wish to ask the San Diego County commercial automobile insurance experts at our office about your company's specific insurance needs.

What should a commercial auto insurance policy cover?

When you enlist our help with locating a commercial insurance vehicle policy, we search for affordable insurance packages that include coverage for the features that are important to your company. Ask about policies that include coverage for:

  • Liability
  • Collisions
  • Personal injury
  • Uninsured motorists

Finally, if your employees drive their personal vehicles for your business, ask about non-owned auto coverage for their vehicles. This can be a crucial component of your insurance policy - one that protects your business in the event that an employee is involved in an accident on the company’s time..

Business owners often have many questions on commercial insurance vehicle policies; therefore, speaking with an agent is likely to be very beneficial. To do this, contact our San Diego County commercial automobile insurance specialists today.

Call Insurance SD (877) 260-7104